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Gulf Shores and Orange Beach Real Estate

BUYERS!
If you are interested in receiving active Gulf Shores, Orange Beach & Perdido Key Real Estate listings emailed to you; try our "Advanced Search" function.  It's FREE and designed to help you get acquainted with what's going on in the Gulf Shores, Orange Beach & Perdido Key real estate market. Have new listings automatically emailed to you in "Real Time" as soon as they become available on the MLS system.

SELLERS!
Before you sell your property, you should know the market conditions in your neighborhood.  Research         Baldwin County Real Estate Sales and Statistics        
; you will be able to acquire the sales history and market averages in Gulf Shores, Orange Beach & Perdido Key as well as all of Baldwin County, Al & Escambia County, Fl. Our goal is to obtain for you the highest net return on your property.


Erick Haffner

Associate Broker
Realty Executives Gulf Coast
3479 Gulf Shores Pkwy Suite B
Gulf Shores, AL 36542
Phone: (251) 942-5744
Email: ehaffner@gulftel.com

"Providing a superior level of informed, available and professional real estate services to buyers and sellers in the Orange Beach,Gulf Shores and Perdido Key area. " Call me for the full service, We bring buyers and sellers together".

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Welcome

You have reached the premier resource for Gulf Shores, Orange Beach, Perdido Key, Baldwin County Alabama and Escambia County Florida Real Estate information. If you are looking for Baldwin County Real Estate, or more specifically Gulf Shores Real Estate and Orange Beach Real Estate, you've come to the right place. I hope you enjoy your visit and explore everything my website has to offer, including current Gulf Shores real estate listings and Orange Beach properties for sale. If you would like more information about Gulf Shores, Orange Beach or Perdido Key real estate and you didn't find the answer on my site, please feel free to contact me at 251-942-5744 and I'll get that information to you quickly!

"I help make Island Dreams come true"!
"Your Professional Gulf Shores, Orange Beach and Perdido Key Area Realtor, Licensed in Alabama and Florida"

Baldwin County Alambama and Escambia County Florida
Property Showcase

View More Property Showcases: 
Gulf ShoresOrange BeachPerdido KeyBon SecourElbertaLillianFoleyFairhopeDaphneSpanish FortRobertsdaleLoxleySummerdaleMagnolia SpringsPensacola

Real Estate in Gulf Shores, Orange Beach, Perdido Key
& surrounding areas:

Bon Secour, Daphne, Elberta, Foley, Fairhope, Gulf Shores, Loxley, Lillian, Magnolia Springs, Orange Beach, Pensacola, Perdido Key, Robertsdale, Spanish Fort, Summerdale

Condos in Gulf Shores, Orange Beach, Perdido Key
& surrounding areas
:

Bon Secour, Daphne, Elberta, Foley, Fairhope, Gulf Shores, Loxley, Lillian, Magnolia Springs, Orange Beach, Pensacola, Perdido Key, Robertsdale, Spanish Fort, Summerdale

Foreclosures in Gulf Shores, Orange Beach, Perdido Key
& surrounding areas
:

Bon Secour, Daphne, Elberta, Foley, Fairhope, Gulf Shores, Loxley, Lillian, Magnolia Springs, Orange Beach, Pensacola, Perdido Key, Robertsdale, Spanish Fort, Summerdale

Real Estate News

Latest Realty News from NAR

What’s the Right Way to Structure a Marketing Service Agreement?

Real estate practitioners entering into marketing service agreements with lenders, title companies, and other settlement service providers is a well-established practice, but a recent court decision shows why you have to structure these agreements the right way.

VRE 81 image

An appellate court just ruled that it’s okay for a mortgage lender to refer business to mortgage insurers who are buying reinsurance from an affiliate of the lender, because the reinsurance is a bona fide service and the insurers are paying fair market rates for it. In other words, the arrangement doesn’t amount to a kickback.

Although the case involves a lender, insurance companies, and a reinsurer, the structure of the agreement is something that applies to the kind of marketing service agreements you might be involved in as an agent or broker. Any agreement you enter into with a lender or title company must be for actual services rendered and priced at fair market rates and not simply an arrangement for referrals.

How do you ensure a marketing agreement is appropriate under federal anti-kickback rules? The most important thing is to have it looked at by an attorney who’s familiar with the Real Estate Settlement Procedures Act, or RESPA. For a general idea, though, there are two tests you can apply:

1.Is the marketing fee you receive based on the number of referrals you make to the company, whether it’s a title company, a lender, or another service provider? If the fee corresponds to the number of referrals, you could be inviting a close look by the Consumer Financial Protection Bureau (CFPB), which is the federal agency that enforces RESPA.

2. If you have an arrangement to split costs on a joint project, like a newspaper ad, is the split reflective of what each of you get in return? For example, if you and the title company are splitting the cost of the ad down the middle, then half the ad should go to the title company and half should go to you. If the title company is covering 75 percent of the cost of the ad but only taking up 25 percent of the space, that split makes it look like the company is subsidizing 50 percent of the ad cost. Again, you could be inviting a close look by the CFPB.

Learn more about the recent court decision in the latest Voice for Real Estate news video from NAR. The video also looks at what was in the budget agreement enacted into law about two weeks ago. Among other things, the new law extends the tax deduction for mortgage insurance premiums and retains the prohibition on taxing forgiven mortgage debt as income. It also looks at why a recent Supreme Court decision on the regulation of bodies of water is important to your inbdustry.

Watch video now.

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"AWARDED TOP PRODUCING SINGLE AGENT VOLUME SOLD COMPANY WIDE IN 2016 WITH REALTY EXECUTIVES GULF COAST! WHILE WITH COLDWELL BANKER SOUTH SHORE REALTY (2002-2009) I WAS AWARDED TOP PRODUCING SINGLE AGENT COMPANY WIDE SEVEN YEARS IN A ROW! WORK ONLY WITH THE BEST!

AWARDS AND ACCOLADES WITH REALTY EXECUTIVES GULF COAST(2010- PRESENT)

  • Awarded Top Producing Single Agent Volume Sold Realty Executives Gulf Coast for 2016
  • Awarded Top Producing Single Agent Realty Executives Gulf Coast for 2014
  • Awarded Top Producing Single Agent Realty Executives Gulf Coast for 2013
  • Chairmans Club (Top 10% Nation Wide) 2013
  • 100% Club 2013
  • Awarded 2nd Highest Producing Single Agent in Number of Transactions Closed Realty Executives Gulf Coast for 2012
  • Executive Club 2012
  • 100% Club 1012
  • Executive Club 2011
  • 100% Club 2011
  • Awarded Top Producing Single Agent Realty Executives Gulf Coast for 2010
  • Executive Club 2010
  • 100% Club 2010

 AWARDS AND ACCOLADES WITH COLDWELL BANKER SOUTH SHORE REALTY (2002- 2009)

  • Awarded Top Producing Agent Coldwell Banker South Shore Realty for 2009
  • Awarded Top Producing Agent Coldwell Banker South Shore Realty for 2008
  • Awarded Top Producing Agent Coldwell Banker South Shore Realty for 2007
  • Awarded Top Producing Agent Coldwell Banker South Shore Realty for 2006
  • Awarded Top Producing Team Coldwell Banker South Shore Realty for 2005
  • Awarded Top Producing Team Coldwell Banker South Shore Realty for 2004
  • Awarded Top Producing Agent Coldwell Banker South Shore Realty for 2003
  • International President's Circle Award for 2003
  • International President's Premiere Award for 2004
  • International President's Elite Award for 2005
  • International President's Elite Award for 2007
  • Premier Office
  • Multi-Million Dollar producer

Realty Executives Gulf Coast Real Estate, Erick Haffner

Erick Haffner: Realty Executives Gulf Coast: Phone: (251) 942-5744: Email Erick
3479 Gulf Shores Pkwy Suite B Gulf Shores, AL 36542
Copyright 2014 © Erick Haffner: Realty Executives Gulf Coast, All Rights Reserved